This short video shows you how to use our calculator to find out if you should pay with points or cash for your next trip.
Are you wondering how much your airline miles, hotel points, or credit card rewards are worth? The Miles Points vs Cash Calculator helps you determine the real value of your travel rewards so you can make smarter redemption decisions.
Whether you’re planning a free flight, a luxury hotel stay, or a cashback conversion, this calculator provides accurate and up-to-date valuations for top travel programs like American Airlines AAdvantage, Delta SkyMiles, Marriott Bonvoy, Chase Ultimate Rewards, and more.
Simply enter your miles or points, and the calculator will instantly estimate their cash value. Use this tool to compare different redemption options and ensure you get the best possible value from your rewards. Start optimizing your travel benefits today!
Simply enter your miles into our calculator, and it will estimate the cash value based on current airline redemption rates.
Typically, Chase Ultimate Rewards and American Express Membership Rewards offer the best redemption rates, especially for travel transfers.
The best way to use hotel points is for free nights at high-value properties, especially during peak seasons when cash rates are high.
We make it simple: divide the cash price of your trip by the number of miles needed. If the result is more than 1.5 cents per mile, it’s usually a good redemption. Use our calculator to instantly check.
A solid redemption generally gives you 1.5 to 2.0 cents per point or mile. Anything less? Probably not worth it. Save your points for better redemptions down the line.
If flight prices are cheap or you’re flying a short route, paying cash might be the better play. Save your points for long-haul flights, premium cabins, or peak travel seasons.
It depends on the deal. Flights usually give you better value per point — especially for international or business class redemptions. Hotel points shine when cash rates are crazy high.
Yes, some programs have expiration policies. Keep your account active by earning or redeeming miles at least once every year or two, depending on the airline or hotel.
Only if you’re topping off for a big redemption and there’s a discount or bonus offer. Otherwise, buying points rarely gives you good value.
Absolutely — and it’s often the smartest way to use them. Programs like Amex Membership Rewards, Chase Ultimate Rewards, and Capital One let you move points to travel partners for more value.
Yes — transfer bonuses can boost your point value significantly. If you were getting 1.5 cents per point, a 30% bonus could push it to nearly 2 cents. We always recommend checking for active bonuses before transferring.
Definitely. Just plug in the cash price for the hotel and the number of points required — it works the same way as flight redemptions.
Use it as a quick gut-check before booking. If the value per point is high, it’s probably a smart redemption. If not, pay cash or check our travel deal pages for better options.
